For couples
A couple expense tracker that doesn't need both partners to learn a new app
Most couple-finance apps assume both people will install something, sync accounts, and remember a new password. Hisaab assumes the only thing you both have in common is Telegram.
Free tier · 20 messages and 2 questions per day
Couple finance is one of those problems that sounds easy on a whiteboard and is brutal in practice. One partner is enthusiastic about tracking; the other won't open another app. One uses iOS; the other Android. One pays in cash; the other in UPI. The tracking attempt usually dies in week three.
The model that survives is the one with the lowest friction for the less-enthusiastic partner. Hisaab targets that floor: if both of you already have Telegram, no one needs to install or learn anything new. You just text the bot.
How shared tracking actually works
Each of you starts the bot independently with /start. Then one partner types /invite, gets back an 8-character code, and shares it with the other. The other partner sends /join CODE. From that point, both of you write into and read from one private household ledger.
Either partner can log any expense — yours, theirs, joint — and it lands in the same pool. There's no reconciliation step at the end of the month. The data is already merged.
The two patterns most couples settle into
Pattern A — Track everything jointly. Both individual and shared expenses go into the same ledger. At month-end, you see total household spend by category. This is the simplest model.
Pattern B — Personal vs shared budget. One partner logs only the bills they paid (e.g., rent, electricity, groceries) and the other logs theirs. Hisaab's /ask can answer both "how much did we spend last month" (whole household) and "how much did I spend" (just your messages).
When one of you wants out
One person can leave the household at any time with /leave. Past expenses logged before the leave-date stay in the household record; future expenses go to a fresh empty solo ledger. No fuss. No deletion required.
What about splitting the bill?
Hisaab is a single-pool ledger, not an IOU calculator. If you actively want to track "Anjali owes me ₹450," Splitwise is still better for that. Most established couples eventually merge into a shared-pool model anyway, which is what Hisaab is shaped for.
Frequently asked
Can three people share a household, like flatmates?
/invite-ing as many users as you want. Three flatmates running one shared grocery + bills ledger works the same way as a couple.Will my partner see every message I send the bot?
What if we break up?
/leave the household at any time. The leaving partner moves to a new solo household; existing data stays where it was logged. If you want to wipe entirely, /delete removes your account, your messages, and everything you contributed.