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Money View alternatives

A Money View alternative for people who only want expense tracking

Money View started as one of India's better expense trackers. Over time it's shifted toward personal loans and credit products. If you're looking for an alternative that does only the expense-tracking part — and does it well — here's the trade-off.

Money View built its early reputation around SMS-based expense parsing for Indian users. The product still exists but the company's centre of gravity is now lending — personal loans, credit-line products, BNPL adjacencies.

If you're searching for a Money View alternative, the most common reason is I want the tracker without the loan offers. A second is privacy: an app that reads your SMS and pushes loan promotions is a different relationship than one that simply logs what you tell it.

What you lose, what you gain

Switching from a full-stack fintech app to a single-purpose tool is a real trade. You give up:

• Auto-logging from SMS / push notifications.
• Credit-score monitoring bundled in.
• Bills calendar with reminders.

You gain:

• Clean data — only what you typed, no false positives.
• No loan ads, no upsells. The app's incentive isn't to sell you credit.
• Smaller blast radius. No SMS or bank-account access.
• Portable — Hisaab runs in Telegram on every device.

What does daily use look like?

You text the bot like you'd text a friend. "3.5k rent", "Bhindi 60 from sabziwala", "450 Ola to airport". The bot returns a one-line receipt within a second.

Once a week, ask /ask how much did I spend on food this month? and the bot writes a SQL query against your private ledger and answers in plain English.

Once a month, your household receives an automatic summary of category spend. That's the entire interface.

When Money View is still the right call

If you actively want a one-stop fintech app — credit score, loan offers, bill reminders, mutual fund nudges — Hisaab is too narrow. Hisaab does one thing on purpose. It doesn't try to be your bank, your credit bureau, or your investment platform. That's a feature only if you want it to be.

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